LA Council Watch

Senate Bill (SB) 1301 ( Allen) / Homeowner Insurance / Require Explanation / Policy Eliminated or Not Renewed

Council File 25-0002-S132

Under review — the City Council is backing a state bill that would require insurance companies to explain why they're dropping homeowners' coverage, and the measure is waiting for committee consideration before moving forward.

Introduced
2026-08-18
Last changed
2026-08-18
Status
open
Expires
2028-08-18
Committee
Rules, Elections and Intergovernmental Relations Committee
Mover
KATY YAROSLAVSKY
Second
TRACI PARK

Brief

This resolution, introduced by Councilmember Katy Yaroslavsky and seconded by Traci Park, expresses the City's support for California Senate Bill 1301 (sponsored by Senator Allen). The bill would require homeowner insurance companies to provide written explanations to policyholders when policies are eliminated or not renewed. The resolution was referred to the Rules, Elections and Intergovernmental Relations Committee on August 18, 2026, and remains pending there.

Full summary

SB 1301 addresses a growing concern for Los Angeles homeowners: insurance companies are increasingly declining to renew homeowner policies or canceling coverage without clear explanation. The bill, authored by State Senator Allen, would mandate that insurers provide written notice explaining their reasons for non-renewal or cancellation. This transparency requirement aims to give homeowners better understanding of their coverage status and grounds to challenge unfair denials or cancellations. Councilmember Katy Yaroslavsky introduced this resolution on behalf of the City Council to formally support the state legislation. The resolution is a legislative advocacy tool—it signals City Council's position on a pending state bill and can be used in advocacy efforts with the state legislature. Traci Park seconded the motion. The resolution was referred to the Rules, Elections and Intergovernmental Relations Committee on the date of introduction (August 18, 2026) and currently remains pending committee action. As a resolution supporting state legislation rather than a local ordinance or directive to city departments, it does not impose requirements on City agencies or residents, but rather urges state lawmakers to pass the measure. The file is scheduled to expire on August 18, 2028, unless extended or acted upon sooner.

Activity (1)

  • 2026-08-18 Resolution referred to Rules, Elections and Intergovernmental Relations Committee.

Documents (1)

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