SB 1076 (Perez - McGuire) / Insurance Coverage / Minimum Home Hardening / Wildfire Mitigation Standards / 2025-2026 Legislative Program
Council File 26-0002-S10
Brief
Councilmember Traci Park introduced a resolution supporting SB 1076, state legislation that would require insurance companies to provide coverage for minimum home hardening and wildfire mitigation standards. The Council adopted the resolution unanimously on April 29, 2026, signaling city support for the proposed state law. The measure passed the Rules, Elections and Intergovernmental Relations Committee and was transmitted to the Mayor, with final action completed May 11, 2026.
Full summary
This resolution formally adds Los Angeles City support to SB 1076, authored by state legislators Perez and McGuire. The bill targets a critical gap in the California insurance market: it would require residential property insurers to offer coverage equivalent in scope to what they most commonly provide statewide to any applicant whose home meets minimum home hardening and wildfire mitigation standards. In plain terms, insurers could no longer refuse, decline to renew, or withhold standard coverage from homeowners specifically because their properties are in fire-prone areas, provided those homes satisfy the mitigation benchmarks. The measure directly addresses the ongoing insurance availability crisis facing Los Angeles and other high-risk California communities, where residents who have invested in fire-resistant upgrades have nonetheless been dropped or denied coverage. Councilmember Traci Park moved the resolution, with Councilmember Monica Rodriguez as second. The directive embedded in the resolution was to include support for SB 1076 in the City's 2025-26 State Legislative Program, giving Los Angeles an official advocacy position as the bill moves through Sacramento. The Chief Legislative Analyst prepared a report on the matter, though no fiscal impact statement was submitted and no community impact statements were filed. The resolution was referred to the Rules, Elections and Intergovernmental Relations Committee, which reviewed it on April 17, 2026, and approved it with four committee members voting yes and one absent. The full Council adopted the item on April 29, 2026, by a vote of 13-0-2, reflecting near-unanimous support. The file was transmitted to the Mayor on May 1, 2026, and final action was recorded on May 11, 2026. The matter is now closed and the city's support position is on record.
Activity (9)
- 2026-05-11 Council action final.
- 2026-05-01 City Clerk transmitted file to Mayor. Last day for Mayor to act is May 11, 2026.
- 2026-04-29 Council adopted item, subject to reconsideration, pursuant to Council Rule 51.
- 2026-04-24 City Clerk scheduled item for Council on April 29, 2026.
- 2026-04-17 Rules, Elections and Intergovernmental Relations Committee approved item(s) .
- 2026-04-15 Rules, Elections and Intergovernmental Relations Committee scheduled item for committee meeting on April 17, 2026.
- 2026-03-31 Chief Legislative Analyst document(s) referred to Rules, Elections and Intergovernmental Relations Committee.
- 2026-03-31 Document submitted by Chief Legislative Analyst, dated March 31, 2026.
- 2026-02-24 Resolution referred to Rules, Elections and Intergovernmental Relations Committee.
Documents (5)
- 2026-05-11 Mayor Concurrence/Council Action · other
- 2026-04-29 Speaker Card(s) · speaker_card
- 2026-04-17 Report from Rules, Elections and Intergovernmental Relations Committee · report
- 2026-03-31 Report from Chief Legislative Analyst · report
- 2026-02-24 Resolution · other